I Have a Treasure Trove

Chapter 147 Loan of 30 million!

VIP office, Qin Yun provided a lot of information, shop contracts and so on.

Now, the real estate certificates of the shops and other properties he bought have not yet been obtained, but they can be mortgaged by contract.

"Mr. Qin, we will have special personnel to quickly verify the situation of the store today. After the verification is successful, the money matter can be settled quickly."

The account manager is a woman in her thirties, she said with a smile on her face.

Loans are not so easy. The bank needs to comprehensively inspect the eight shops he has bought in full and the Tianyun clothing store under him.

As for the loan amount, the house mortgage is up to 80%, plus Qin Yun's Tianyun clothing store, this time Qin Yun applied for a total of 30 million loans.

Account manager Lin Xueya looked at the young man in front of her, with a hint of surprise evident in her eyes.

The young man in front of him, who doesn’t look to be twenty years old, owns eight fully-funded shops under his name, worth 36 million!

There are also nine clothing stores in operation and one clothing factory under construction. The total number of employees in these clothing stores and clothing factories has reached 300, and the monthly salary alone is more than 1.5 million.

This is a real big customer! The company is excellent, and the shops under its name are also high-quality resources.

Maybe they can establish a long-term cooperative relationship with Qin Yun in the future.

Winning over this big client is definitely of great benefit to her.

"Good!" Qin Yun nodded.

He was delighted that 30 million funds were coming soon!

After completing all the formalities, Lin Xueya sent Qin Yun and Qin Lu out.

"Mr. Qin, please wait for the notice from our bank, we will finish it as soon as possible, and we will quickly apply for a loan of 30 million yuan for you." She smiled.

At this time, several girls were standing outside the door of this office.

Seeing his face is very familiar, it is Lin Qing and his party.

"Xiaoqing, is your sister-in-law still busy?" A girl couldn't help asking.

"Well, now my sister-in-law is entertaining a big client, let's wait a while." Lin Qing nodded and said.

The door is still closed at this time.

"The door is open!"

They looked at the door where there was a sudden movement, all of them looked, and then they were all taken aback when they saw Qin Yun, and then they heard what Lin Xueya said.

"It's him."

"Auntie Xiaoqing's big client is actually the young man who Xiaoxin asked for WeChat just now?"

"The loan of 30 million yuan was made by this young man?"

Looking at Qin Yun's face, the faces of the girls were different. As for the girl Xiaoxin's face, it changed again and again.

Before, she was very dissatisfied with Qin Yun, thinking that Qin Yun was too poor to pursue girls, so she rejected her.

I didn’t expect to have so many loans in the bank now.

These days, it is poor to borrow hundreds of thousands of dollars, but it is definitely not poor to be able to borrow 30 million.

After all, how much you can borrow, it proves that you have the ability to repay them.

Among those rich people, which one didn’t borrow a lot of money from the bank?

"Ok?"

At this moment, Qin Yun also took a look at these girls. His expression didn't change much, he looked away, and left here with his second sister Qin Lu.

"Xiaoqing, are you here?" Lin Xueya said with a smile.

"Sister-in-law." Lin Qing hurried forward and shouted.

Lin Xueya looked at Qin Yun who was walking away, and asked in a low voice, "Do you know Mr. Qin?"

Just now she also saw the abnormal reaction of her niece.

"Mr. Qin?"

Hearing this, Lin Qing was taken aback for a moment, and then realized that Lin Xueya was talking about the young man who had just left.

"I don't know each other, but I met once before." Lin Qing thought for a while and said.

"Well, I thought you were about the same age, maybe you were classmates." Lin Xueya said, it seemed a pity to hear her tone.

Qin Yun should also be studying at university based on his age.

"It shouldn't be such a coincidence." Lin Qing shook his head and said.

"By the way, sister, these are my classmates." Lin Qing introduced with a smile.

"Oh, are you a classmate from Jiangyuan University?" Lin Xueya looked at Xiaoxin and the girls and asked curiously.

"No, it's a high school classmate."

…

"Xiaoyun, how many girls do you know just now?" Leaving the bank, Qin Lu asked curiously.

She is very concerned about her younger brother's friends of the opposite sex, and there may be future siblings among them.

"I just met once." Qin Yun shook his head.

"Oh." Qin Lu was a little disappointed, with a look of regret.

"Second sister, what is your expression?" Seeing Qin Lu's appearance, Qin Yun couldn't help but feel helpless.

Qin Lu looked at her younger brother with a straight face, and said solemnly: "Didn't Second Sister care about your relationship status? Last time Mom called me, she asked me if you have a girlfriend. My younger brother is so good, which girl can't match him? "

"Xiaoyun, I think you should talk about dating in college. If that happens, your parents will be very happy."

Seeing Qin Lu reincarnated as Zhao Mei, Qin Yun started to chatter, Qin Yun felt a little buzzing in his head, and quickly interrupted her, saying: "Okay, I see, we must talk about it when we have the opportunity."

…

The bank's work efficiency is very fast, and it didn't take long for a loan of 30 million yuan to be issued.

Next, Qin Yun naturally continued to buy shops with full money.

A store of 230 square meters cost 12 million.

A store of 240 square meters cost 12.3 million!

The last two shops are both 40 square meters, costing 4 million.

Of the 30 million funds, he spent more than 28 million at once, leaving more than one million.

So far, Qin Yun has bought all twelve shops!

He spent a total of more than 64 million yuan, including the money he won the big prize and all the money he has earned since opening the business.

In addition, he still owes the bank thirty million.

At this time, the clothing store only left money for employees' wages. There is basically nothing left of any other money.

And now the time is approaching the end of November.

If it was someone else, they would probably be panicking now, but Qin Yun didn't feel anything.

With the wealth gathering place, his money will be paid back in no time.

"Now, all twelve stores have been bought in full, and the next step is the interior decoration and business license."

Qin Yun went directly to an intermediary company and asked them to help with these procedures.

With so many companies running at once, even Zhao Tianqiang would probably find these intermediaries.

Everything is proceeding in an orderly manner.

"Han Lu clothing, you want to suppress me, how long can you hold on?" Seeing that the plan has come to the end, Qin Yun also breathed a sigh of relief, and he said silently in his heart.

His foundation is already extremely solid, and the current Han Lu clothing is no longer able to suppress him.

Qin Yun was waiting, and at the end of the month, the business licenses and other documents for twelve shops were finally ready!

At this time, the time has come to November 30th.

Tomorrow is December.

(end of this chapter)

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