Chapter 129. Interest is sweet indeed
.
of course! Shake it if you can.
In terms of force, he plans to properly train the mercenaries recruited this time so that they can boast of their skills comparable to that of most active knights.
In addition, I plan to have a security system in which my skills are excessively infused.
At least as long as I live and breathe, it will be the second safest safe in the world.
where is the first one?
A secret safe in our house! i keep it myself
Aristocrats with some wealth seemed a little conflicted about the word safe that boasted absolute safety.
Well, usually those with money will always feel anxious about keeping their wealth, whether or not they are enormous.
“Storage is just one function, and the most important thing is to lend money.”
“Lend me? Anyone?”
That's right. It is ‘for anyone'.
oh no More specifically,
I should say, ‘to anyone who borrows and is able to repay.'”
“Is it simply a loan?”
“no. However, the cost of borrowing... a certain percentage of the amount will be paid periodically as payment.”
A bank's basic business is to keep money, lend it out, and profit from the interest it generates.
Of course, it's not as simple as that simple summary.
But it's enough to make them understand.
“What if I don't pay back the borrowed money?”
“…Who do you think will happen?”
When I deliberately gave him an evil smile, the nobleman I had just asked was taken aback.
what a joke In any case, the collection will be done legally. Who do you know as a usurer?
“The management of the bank to be established will be given to Marquis Carret, not me.”
Marquis Carret is no longer in this conference hall.
I was sorry to bring it because I was crazy busy preparing for the establishment of a bank.
“For those who don’t understand, you can think of what Marquis Carret was doing as an official commercialization.”
“…Hmm. ....But is it really necessary to create that bank?”
Anyway, this question came out.
‘Do I have to do that? If I don't do it, I won't have any trouble making a living, right?' Same question.
In my heart, I feel like I want to shout ‘To conquer the world with money!'
Let's take care of ourselves.
“In the future, the amount of gold coins that will flow within the kingdom of Ernesia will gradually increase.”
As products increase, so does demand.
And rival countries have also been badly hit by the previous war, and their competitiveness has declined.
It would not be an exaggeration to say that we are facing a boom that will probably not exist for hundreds of years.
“I plan to organize the flow through the bank this time.”
In any case, the cause is to maintain order.
Of course, those with a certain amount of brains would have noticed that this was bullshit.
However, those who are so fast with the flow of money have already been well received in advance.
“And to organize that, after the full-scale establishment of the bank, we plan to circulate a new replacement currency in the kingdom.”
“for a moment? Did you say currency?”
The reaction is harsher than the establishment of a bank.
“Why would you do that....
“Because the currency currently used for silver and gold is unstable.”
This is a problem pointed out by Marquis Carret earlier.
If you melt silver and gold coins, it's law to ask for a felony.
There are bound to be guys who try to do that.
“There are counterfeit gold coins. Even gold coins from other countries are mixed in, so the market price is very unstable.”
Go to any store right now and ask to see the currencies currently on the market.
Maybe dozens?
This is our country's silver coin, this is where's silver coin, and this is counterfeit silver coin again.....
Huh? You don't know where the difference is?
Look closely, the silver content here is about 1 percent different.
This is currently the site of currency circulation in other countries, including Korea.
In particular, one of those who live in the chaos is the merchant.
Ordinary people, well... Most of them live by only touching Donghwa and silver coins.
The people here memorize the complex currency system and even cry and laugh at the quote.
“We will take this opportunity to sort out the currency types. With absolute counterfeiting and no pranks possible.”
....It's not that I'm annoyed and replace it.
Putting aside my personal greed, there is a need to organize the currency like this.
Maybe even if I don't do it, someone will do it after decades?
It's just to advance it a bit.
“The investment in the funds necessary to print and circulate the new currency will be borne by us. In addition, the value of the new currency will also be guaranteed in the name of the royal family.”
Preparations for it have already been completed, so it can be implemented immediately upon establishment of the bank.
I've prepared a way to spend this money there.
All that was left was to obtain consent from the nobles here.
And it wasn't too difficult either.
In terms of results only.
Except for some aristocrats, most influential people expressed their consent to the establishment of a bank.
Most of those who didn't agree were just maintaining neutrality.
....As expected, sincerity works well with the way the world works.
Look at the fact that the influential nobles do not oppose me thanks to my
busy walking around ahead of this meeting and asking for their understanding.
Just because they didn't express it outwardly didn't mean that there were no people who were dissatisfied.
After the royal council, the Prachapa nobles held another secret meeting.
As soon as they got together, one of the youngest nobles came up with a ridiculous story about Arel's bank establishment.
“Can we really just leave it like this?”
Although Arel said that he does not run the bank himself, it remains unchanged that most of the people in power, including the president of the bank, are the ones that the boy's breath touches.
It means that if the bank starts in earnest and operates normally, the flow of money will be placed under Arel's feet.
“Aren’t you supposed to do something at least?”
Of course, there is no one who protests at all.
It's just...
“What are you going to do?”
Dezel Pratze asks as if scolding the young aristocrat who is quietly angry.
“That's...
“On what basis do you object?”
Of course there can be no
Arell's title is duke.
Of course, this project also has the right to get permission and create it.
It has been materialized to the extent that it can be implemented right away, so if you want to oppose it, it will be difficult unless you are prepared to quarrel with him.
No other nobles were idle enough to antagonize with Arel when it came to matters involving money.
Even if there was no, it would be difficult for him to confidently express his dissent in front of Arel right now.
If you go against his planting by mistake, it will be a hassle to deal with later.
So, isn't it true that those who are dissatisfied are shouting loudly at the place where they are gathered like this, not at the conference hall.
It wasn't that Dezel, who was so scolding, didn't oppose Arel's establishment of a bank because he had no way to do it.
He didn't tell anyone else, but Arel had already told him not to interfere with the establishment of the bank.
Well, it's a secret that only they know what kind of favor they would have received in return for keeping their mouth shut.
At the cost of Congo water, which falls to some.
In exchange for turning a blind eye to the corruption that has been entangled in others.
They had already reached a mutual agreement to remain silent on this matter.
“That… but if you leave it as it is,
“what will happen if you leave it as it is?”
Diesel frowned as if he didn't want to hear it.
“Is it because you are in trouble if you leave him alone?”
Actually, I already knew.
The reason why that nobleman is crying out against Arell right now...
He is Count Cain Loubet.
Arel addressed the next issue directly after the bank agenda was over.
The fact that a thousand undead haunted Count Loubet's estate.
The announcement was made almost by surprise, and even the evidence was presented, so the nobles had to be agitated in a different way.
Even King Theonel was furious at the fact that it had not been reported.
As a result, Count Loubet was put in a position to investigate and take responsibility for the matter.
Therefore, I have no choice but to disapprove of Arell.
“Don’t bring your mistakes to a place like this.”
“…I never meant that…
he lowered his head in despair.
However, his two fists are still shaking as if he is not convinced.
However, even though none of the other nobles noticed it, they were deliberately silent.
Few nobles were already willing to oppose Arel's enterprise.
?
My plan to establish a bank went smoothly until the end without any opposition.
He should have disclosed the plan extensively to the nobles and duly received their understanding.
I have nothing to shy away from anymore.
I decided to speed up at once.
First of all, the site for the building to be built for the bank was secured.
The king also proudly occupied my best seat.
After securing the land, it was built using all kinds of means, such as excellent technicians and wizards, so it only took a month to complete.
First, the plan was to build a large head office in the capital city, and then open branch offices in several large cities.
First of all, cities or tourist destinations where trade is mainly conducted, and then, prioritizing population numbers, carefully considered areas where money is likely to flow.
‘Our territory is still unreasonable...
Well, there's no way a bank will be set up in Pahilia yet.
There is no particular reason for the residents there to deposit or borrow money.
Even if I make money, basically, the business I manage earns, so there is no need for a separate bank.
And yet, the existence of banks is not so necessary for ordinary people.
The main target of banks is the nobles in the second rank and the merchants in the first rank.
It's because they are the ones who hold the money mainly.
‘Anyway, the bank is a
bonus, so there's nothing to be sorry for.
‘All that remains is to see the results.'
Official establishment of the Bank of the Kingdom of Ernesia.
Merchants, of course, were the first to react to the news of the bank's establishment.
At one of the counters of Ernesia Bank, a young merchant was consulting.
“…Can you really borrow money?”
He broke out in a cold sweat in disbelief.
It wasn't that I distrusted the bank itself.
To be precise, it was because of the result of a consultation with the clerk of this bank a while ago.
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